Collateral is a term used to cover something that is pledged as security for repayment of a loan. Collateral is forfeited in the event that the original payment for the loan does not occur. You may be familiar with the concept of collateral for bank...

Alcohol consumption increases during holidays and the weekends, and you can expect no different for Memorial Day weekend, which is right around the corner. Local law enforcement keeps up with this by setting more DUI checkpoints throughout the city. If you are unfamiliar with what...

Arrested at 17 vs 18 The upside to turning 18 years old is finishing high school, getting ready for college, and officially becoming an adult free to make your own decisions. The downside to turning 18, is becoming the adult that needs to learn how to...

California drivers, especially Los Angeles drivers, are known for being fast, impatient, and rude. However, if there is one group of people that drivers are more cautious of, it is bicyclists. What are the rules of the road car drivers and bicyclists? When the biker is...

There are so many ways to avoid drinking and driving these days, so why do people still do it? Instead of drinking and driving, you can walk if you are very close to home and the walk is safe, you can take a bus so...